Privacy and Policy

Update on: 20 April 2023

At Cosmo17, we are committed to protecting the privacy and security of our customers’ personal information. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you use our loan services. Please read this policy carefully to understand our practices regarding your personal data and how we handle it.

1. Information We Collect:
We may collect the following types of information from you:
– Personal information: Name, address, contact details, date of birth, PAN card details, Aadhaar card details, employment information, income details, and any other relevant information required for loan processing.
– Financial information: Bank account details, credit history, and other financial details necessary for loan evaluation and processing.
– Communication information: Any information you provide when contacting our customer support or any feedback you provide to us.

2. Use of Information:
We use the collected information for the following purposes:
– To assess your eligibility for loan products and services.
– To process and administer your loan applications, including verification and documentation.
– To communicate with you regarding loan applications, status updates, and other loan-related information.
– To comply with legal and regulatory requirements.
– To improve our services, develop new products, and conduct market research.

3. Data Sharing and Disclosure:
We may share your personal information with third parties in the following cases:
– To financial institutions and credit bureaus for loan processing, evaluation, and underwriting purposes.
– To regulatory authorities and government agencies as required by applicable laws.
– To our trusted service providers who assist us in delivering our services, subject to appropriate data protection agreements.
– In response to legal process or to protect our rights, property, or safety.
– With your consent, or as otherwise disclosed at the time of data collection.

4. Data Security:
We employ appropriate technical and organizational measures to protect your personal information from unauthorized access, use, or disclosure. We regularly review and update our security practices to ensure data integrity and confidentiality.

5. Data Retention:
We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, or as required by law. When your information is no longer needed, it will be securely disposed of.

6. Your Rights:
You have certain rights regarding your personal information, including the right to access, correct, update, or delete your data. To exercise these rights, please contact us using the information provided at the end of this policy.

7. Changes to this Privacy Policy:
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We encourage you to review this policy periodically.

8. Contact Us:
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at:

Email; info@cosmo17.com

By using our loan services, you signify your acceptance of this Privacy Policy. If you do not agree with our policies and practices, please refrain from using our services.