IDFC Personal Loan

IDFC First Bank is renowned for its customer-centric approach, offering competitive and convenient personal loans tailored to meet your unique needs. Whether you’re planning a dream vacation, managing a wedding expense, or dealing with a medical emergency, the IDFC Personal Loan is here to provide you with the financial support you need.

At BankMark, we bring you exclusive offers on IDFC Personal Loan, ensuring a hassle-free process from application to disbursal.

Important Highlights


Interest Rate	10.99% to 23.99% p.a.
Loan Tenure	Upto 60 Months
Processing Fees	Upto 2% of loan amount
Loan Amount	Upto 10,00,000

Eligibility Criteria for IDFC Personal Loan


Age	21 to 60 years
Employment	Salaried individuals or self-employed professionals
Income	Minimum 20,000 p.m.
Credit Score	<730+

Documents Required for IDFC Personal Loan

The document requirements for an IDFC Personal Loan are minimal and straightforward:

Identity Proof: Aadhaar Card, PAN Card, Passport, or Voter ID.
Address Proof: Utility bills, rent agreement, or passport.
Income Proof: Salary slips, IT returns, or bank statements.
Additional Documents: Employment proof for salaried applicants or business proof for self-employed individuals.

Benefits of Choosing IDFC Personal Loan

100% Online Process: Apply digitally with minimal paperwork from the comfort of your home.
Customizable Loan Offers: Tailored loan options based on your financial profile.
Flexible Repayment Options: Choose EMI plans that align with your cash flow.
No Hidden Costs: Transparent charges with no hidden fees.
Prepayment Flexibility: Option to prepay your loan with minimal charges.

Why Choose BankMark for IDFC Personal Loan?

At BankMark, we make borrowing effortless with:

Personalized Loan Suggestions: Get the best loan offers based on your financial needs.
End-to-End Support: From application to disbursal, we guide you at every step.
One-Stop Solution: Compare multiple lenders, including IDFC First Bank, to find the perfect match.
Fast and Secure Process: Enjoy a quick and secure online loan application experience.

Apply for IDFC Personal Loan Today!

Don’t let financial constraints hold you back. Apply for an IDFC Personal Loan through BankMark and enjoy a smooth, transparent, and fast borrowing process. Let us help you achieve your goals without any stress—get started now!

FAQ

Frequently Asked Questions

You can borrow up to ₹10,00,000 based on your eligibility and repayment capacity.

The loan amount is disbursed within 24 hours of approval and document verification.

Yes, IDFC allows prepayment with minimal charges as per the terms of your loan agreement.

Yes, a good credit score (preferably 730 or above) enhances your chances of approval and helps secure better interest rates.

IDFC personal loan interest rate is starting from 10.99% p.a. The interest rate is subject to profile.