Aditya Birla Capital Personal Loan

Aditya Birla Capital is offering personal loan for salaried person at interest rate @13% p.a. and offering upto 50 lakh rupees.

Features & Benefits of Aditya Birla Capital Personal Loan

Instant Approval: Apply online and get instant approval within minutes, thanks to their quick digital process.
Minimal Documentation: Say goodbye to the hassle of paperwork with a simple, fast, and paperless process.
Transparent Processing: No hidden fees or charges, ensuring full transparency and peace of mind.
Top-Up Loan Facility: Already have an Aditya Birla Capital loan? You can apply for a top-up loan if you need extra funds.
Prepayment & Foreclosure: You can prepay or foreclose your loan with minimal charges, helping you save on interest costs.

To be eligible for an Aditya Birla Capital personal loan, you need to meet the following requirements:

Age: 23 to 60 years
Employment: Must be a salaried employee or self-employed with a steady income.
Minimum Income: Salaried individuals should earn at least ₹25,000 per month.
Credit Score: A CIBIL score of 700 or higher is recommended to increase your chances of approval.

The documentation process for applying is quick and hassle-free. You will need:

FAQ

You can apply for a personal loan ranging from ₹50,000 to ₹50 Lakhs, depending on your eligibility.

The interest rates start at 13% per annum, but it may vary based on your credit score, loan amount, and tenure.

Once approved, the loan is typically disbursed within 24 to 48 hours.

Yes, Aditya Birla Capital allows prepayment or foreclosure, though nominal charges may apply based on the remaining tenure.

The repayment period can range from 12 to 60 months, offering flexibility based on your financial plan.