ICICI Personal Loan

Whether you’re planning your dream wedding, handling an unexpected medical expense, or upgrading your home, the ICICI Personal Loan is here to make your financial journey hassle-free. ICICI Bank offers quick, flexible, and affordable personal loans tailored to meet your diverse needs.

At BankMark, we connect you with the best ICICI Personal Loan offers, ensuring competitive interest rates, quick approvals, and a seamless application process.

Important Highlights


Interest Rate	10.85% to 16.25% p.a.
Loan Tenure	12 to 72 Months
Processing Fees	Upto 2% of loan amount
Loan Amount	Upto 50,00,000

Eligibility Criteria for ICICI Personal Loan


Age	23 to 58 years
Employment	Salaried individuals or self-employed professionals
Income	Minimum 30,000 p.m.
Credit Score	<750+

Documents Required for ICICI Personal Loan

Applying for an ICICI Personal Loan is easy, with minimal documentation needed:

Identity Proof: Aadhaar, PAN, Passport, or Voter ID.
Address Proof: Utility bills, passport, or rent agreement.
Income Proof: Latest 3 months’ salary slips or bank statements.
Photograph: A recent passport-sized photo.

Why Choose ICICI Personal Loan?

ICICI Bank is one of India’s most trusted financial institutions, offering personal loans with attractive benefits. Here’s why an ICICI Personal Loan stands out:

High Loan Amount: Avail loans up to ₹50,00,000 to meet your requirements.
Attractive Interest Rates: Rates start as low as 10.5% per annum, ensuring affordable EMIs.
Quick Disbursement: Get funds disbursed directly to your bank account in just a few hours.
No Collateral Required: ICICI’s unsecured personal loans do not require you to pledge any assets.
Flexible Tenures: Choose repayment terms ranging from 12 to 72 months.
Digital Loan Process: Enjoy a completely online application process for faster approvals.

Apply for ICICI Personal Loan Today!

Don’t let financial constraints hold you back. Apply for an ICICI Personal Loan through BankMark and enjoy a hassle-free borrowing experience. Take the first step towards achieving your goals today!

FAQ

Frequently Asked Questions

The minimum salary required to apply for an ICICI Personal Loan is ₹30,000 per month for salaried individuals. Your eligibility may vary based on factors like your employment location and overall profile.

Yes, you can prepay or close your ICICI Personal Loan early. However, prepayment is allowed only after six months of loan disbursement. Prepayment charges may apply as per the terms and conditions of the loan agreement.

ICICI Personal Loans are processed quickly, with funds disbursed to your account within a few hours after successful verification. The entire process, from application to approval, is streamlined, especially when applied online through platforms like BankMark.

Yes, ICICI allows prepayment after 6 months, subject to applicable charges.

ICICI personal loan interest rate is starting from 10.85% p.a. The interest rate is subject to profile.