HDFC Personal Loan

When it comes to personal loans, HDFC Bank is a trusted choice for millions of Indians. Whether you need funds for a medical emergency, wedding expenses, home renovation, or a dream vacation, the HDFC Personal Loan is designed to meet all your financial needs with ease.

At BankMark, we help you explore the best personal loan deals from HDFC Bank, offering competitive interest rates, quick approval, and hassle-free documentation.

Important Highlights


Interest Rate	10.85% to 24.00% p.a.
Loan Tenure	3 to 72 Months
Processing Fees	Up to ₹ 6,500/- + GST
Loan Amount	50,000 to 40,00,000

Eligibility Criteria for HDFC Personal Loan


Age	21 to 60 years
Employment	Salaried individuals or self-employed professionals
Income	Minimum 25,000 p.m.
Credit Score	<750+

Documents Required for HDFC Personal Loan

Applying for an HDFC Personal Loan is simple with minimal documentation:

Identity Proof: Aadhaar, PAN, Passport, or Voter ID.
Address Proof: Utility bills, rent agreement, or passport.
Income Proof: Salary slips for the last 3 months or bank statements for the last 6 months.
Photograph: Passport-sized photograph.

Why Choose HDFC Personal Loan?

HDFC Bank is known for its customer-centric approach and attractive loan features. Here’s why an HDFC Personal Loan could be your best option:

Flexible Loan Amounts: Borrow amounts ranging from ₹50,000 to ₹40,00,000 based on your eligibility.
Attractive Interest Rates: Competitive rates starting as low as 10.5% per annum.
Quick Disbursal: Funds are credited to your account within 24 hours of approval.
No Collateral Required: Enjoy an unsecured loan without pledging any assets.
Flexible Tenure: Repay conveniently with loan tenures ranging from 12 to 60 months.
Special Offers for Existing Customers: Preferential rates and pre-approved loans for HDFC account holders.

Apply for HDFC Personal Loan Today!

Don’t let financial worries hold you back. Apply for an HDFC Personal Loan through BankMark and unlock funds with ease. Start your journey towards financial freedom now!

FAQ

Frequently Asked Questions

You can borrow up to ₹40,00,000, depending on your eligibility and income.

Loan approval is quick, with funds disbursed within 24 hours of successful verification.

Yes, HDFC allows prepayment after 12 months, subject to applicable charges.

Depending on the lender, you can borrow between ₹10,000 to ₹15,00,000.

You can track your loan status through HDFC’s online portal or contact BankMark for assistance.